Best Medicare Supplement Plans in Kansas
Medicare Supplement insurance in Kansas is an optional policy that helps fill in expense gaps that Original Medicare doesn't cover. There are ten Medicare Supplement plans available to choose from.
- Of the ten plans offered in 2024, Mutual of Omaha offers the best Medicare Supplement Plan G rates in Kansas, coming in at $132 per month for the most comprehensive coverage.
- We found that Mutual of Omaha also offers the best Medicare Supplement Plan N rates at $90 per month. This great value plan offers lower monthly premiums in exchange for less extensive coverage.
- Mutual of Omaha’s High Deductible Plan G is the best low-cost option at $43 per month. It offers the same comprehensive benefits as the standard Plan G, but beneficiaries must pay the annual $2,700 deductible before accessing those benefits.
The following information outlines Medicare Supplement plans, including key benefits and the companies with the most competitive prices.
Mutual of Omaha Medicare Supplement Plan G
- With Mutual of Omaha's Plan G, Kansas beneficiaries can find a comprehensive plan that offers extensive coverage with protection from numerous out-of-pocket expenses beyond Medicare Part B’s deductible.
With Plan G, you'll have the opportunity to access a number of benefits, including:
- This coverage includes Part B excess fees, the Medicare Part A deductible, and all coinsurance costs associated with Part B.
- No required referrals.
- Freedom to choose any medical provider that accepts Original Medicare.
Monthly Plan Costs: $132
*Quotes for a 65 year old non smoking female, in zip code 66002.
Mutual of Omaha Medicare Supplement Plan N
- Mutual of Omaha's Medicare Plan N is a cost-effective option for those who want to keep their premiums low compared to other plans such as Medicare Plan F and G.
Plan N benefits include, but are not limited to:
- Skilled nursing facilities
- $0 Part A deductible
- Foreign travel emergency healthcare
- Maximum $20 copay for office visits
- Maximum $50 copay for an ER visit (waived if admitted)
Out Of Pocket Expenses:
- Must pay Part B deductible
- Must pay Part B excess charges
- Must pay copays for office visits and ER visits
Monthly Plan Costs: $90
*Quotes for a 65 year old non smoking female, in zip code 66002.
Mutual Of Omaha High-Deductible Medigap Plan G
- If you're seeking a cost-effective substitution for the standard Medicare Supplement Plan G, Mutual Of Omaha High-Deductible Plan G is a great option.
- This policy provides the same coverage as its Plan G, but beneficiaries must pay the $2,700 deductible out of pocket before accessing benefits.
Monthly Plan Costs: $43
*Quotes for a 65 year old non smoking female, in zip code 66002.
Mutual of Omaha Medicare Supplement Plan F
- Of all the Medigap plans available, Mutual of Omaha Plan F is without doubt the most comprehensive. It covers your Part A and B deductibles but also additional coinsurances.
- To be eligible, individuals must have enrolled in Original Medicare prior to January 1st 2020.
Monthly Plan Costs: $141
*Quotes for a 65 year old non smoking female, in zip code 66002.
What's the Best Medicare Supplement Company in Kansas?
Based on our review of several key factors, Mutual of Omaha is the best Medicare Supplement company in Kansas.
While Mutual of Omaha Medigap plans tend to be more affordable in Kansas, it's not the only factor when selecting the best Medicare Supplement company. For example, depending on your plan letter of choice, one provider might offer Plan N at a lower cost but may be pricier for Plan G; every insurer has its own set of advantages and drawbacks depending on their levels of coverage.
For this reason, Mutual of Omaha remains our top selection during the review process due to its affordability, expansive range of plan choices, household premium discounts, and high customer satisfaction rates.
This chart compares different Medicare Supplement companies to Mutual of Omaha that are also available in Kansas, including sample premiums, ratings, and market share:
Cigna
Market share: 10.58%
Plan G cost: $134
Plan N cost: $98
Financial strength: A
Mutual of Omaha
Market share: 4.61%
Plan G cost: $132
Plan N cost: $90
Financial strength: A+
Aetna
Market share: 13.94%
Plan G cost: $137
Plan N cost: $92
Financial strength: A
United Healthcare
Market share: 10.14%
Plan G cost: $129
Plan N cost: $88
Financial strength: A
How Much Does a Medigap Plan Cost in Kansas?
The best price for Medicare Supplement Plan G in Kansas is $132 per month with Mutual of Omaha.
Your age and plan choice will have the most significant impact on your premium.
Here you can see how the prices compare for several different plans:
Medigap Plan
Plan F
Plan G
Plan N
High Deductible G
Plan A
Monthly Cost
$141
$132
$90
$43
$121
Plan Popularity in Kansas
60%
45%
25%
15%
8%
Quotes are for sample purposes only. Prices are the average monthly rate in Kansas for a 65-year-old female nonsmoker. Part B start date and or medical underwriting may affect your rate.
When Can I Apply for a Medicare Supplement Plan?
If You Are 65 or Older
The best time to enroll in a supplemental insurance policy is during the one-time Medigap Open Enrollment Period. It starts the first month a beneficiary is enrolled in Medicare Part B and is at least 65 years old. It lasts for six whole months.
During the Open Enrollment Period, the insurer is held to the following guaranteed issue rights:
- Beneficiaries are guaranteed enrollment in the plan of their choice regardless of pre-existing or current health conditions.
- The Medicare insurance company cannot deny the beneficiary coverage or increase the rate based on a medical condition. In addition, medical underwriting is not permitted.
- The insurer cannot later cancel the policy unless the beneficiary fails to pay premiums.
In certain situations, you may have guaranteed issue rights, which can be applied in cases such as losing coverage or having a plan that no more extends services in your area. These unique situations are called Special Enrollment Periods. During these times, you can enroll without being charged more or possibly denied.
If You Are Under 65
You may not be able to purchase a Medicare Supplement insurance policy under age 65. Often, federal laws do not require companies to sell you a policy until you turn 65. However, several states must sell Medigap to those under 65 with a disability or end-stage renal disease (ESRD).
Ready to Learn More?
We help educate Medicare beneficiaries on their Medigap options and help them go through the process of reviewing and comparing plans. We work with some of the nation's top-rated Medigap carriers. So give us a call today, or request a quote online to learn more about Aetna Medicare Supplement plan G and Mutual of Omaha Medicare Supplement plan G in your state.
FAQ
Medicare Supplement plans can range from $43 to $193 per month, but this amount can be affected by details like age, gender, tobacco use, location, and the selected plan level.
Mutual of Omaha, Cigna, and Aetna are some of the leading providers in Kansas, making them an excellent option for those seeking supplemental insurance.
One of the most popular Medigap plan options available in Kansas is Plan G. It provides coverage for almost all of the gaps in Original Medicare Part A and B.
Beneficiaries may change their Medigap plan at any time. They can do so without health questions if they are in their initial enrollment period or qualify for guaranteed issue rights. Outside of this, beneficiaries can be offered a policy at a higher premium or potentially be denied coverage based on health history.
Private insurance companies can deny beneficiaries coverage if they apply outside the Open Enrollment Period and aren't qualified for a special enrollment period with guaranteed issue rights. Therefore, beneficiaries should enroll soon after they enroll in Medicare Part B.
For over 15 years, Matt Kiggins has been the senior editor at Simple Advisor, giving detailed advice on Medicare, life insurance, and dental coverage to thousands of clients in more than forty states. His demonstrated expertise in assisting people with their health plan selection is remarkable — it’s evident that he stands out among competitors as the go-to source for knowledge and support.
Matt holds a resident 2–15 Florida Health & Life (Including Annuities & Variable Contracts) Agent License in Florida, his state license number is P116762 (Issued 10/1/2007).
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Please note that the average quotes provided are for demonstration purposes only. Your actual premiums will be determined based on several factors such as your health conditions, age, location, tobacco status, gender, and insurance provider.
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