Best Medicare Supplement Plans in Nebraska

Written by: 
Matt Kiggins
Last updated: 
May 31, 2023

There are ten Medicare Supplement plans available in Nebraska to help reduce or eliminate extra costs that Original Medicare doesn't cover.

  • Of the ten plans offered, we found Aetna offers the best rates on Medicare Supplement Plan G at $116 per month. Plan G provides the most comprehensive coverage and benefits.
  • Cigna's Medicare Supplement Plan N gives you valuable coverage for just $80 per month.
  • And for those wanting the lowest possible monthly premium, Mutual of Omaha's version of the High Deductible Plan G offers a rate of $40 a month. You can have access to the same benefits as Medicare Plan G, however, this plan requires beneficiaries to pay an annual deductible of $2,700 before accessing those benefits.

Below is a highlight of the features and benefits of each plan.

Best Plan G:

Aetna Medicare Supplement Plan G

  • Nebraska residents, if you're looking to maximize coverage, Aetna's Medicare Plan G is your perfect option. This plan covers most of your out-of-pocket costs with only one exception - the Part B deductible.


With Medicare Plan G, you'll be guaranteed reliable healthcare coverage that comes with a number of benefits including:

  • Coverage for Part B excess fees, the Medicare Part A deductible and all coinsurance costs associated with Part B.
  • No required referrals.
  • Access to any medical provider who accepts Original Medicare.

Monthly Plan Cost: $116

*Prices based off of a 65 year old non smoking female in zip code 68516 Nebraska.

Best Plan N:

Cigna Medicare Supplement Plan N

  • Medicare Plan N is the optimal plan for those seeking lower premiums than Plans F and G.


It also offers numerous additional benefits including:


  • Skilled nursing facilities
  • $0 Part A deductible
  • Foreign travel emergency healthcare
  • Maximum $20 copay for office visits
  • Maximum $50 copay for an ER visit (waived if admitted)

Out of Pocket Expenses:

  • Must pay Part B deductible
  • Must pay Part B excess charges
  • Must pay copays for office visits and ER visits

Monthly Plan Cost: $80

*Prices based off of a 65 year old non smoking female in zip code 68516 Nebraska.

Best High Deductible Plan G:

Mutual Of Omaha High-Deductible Plan G

  • If you're looking for ways to reduce your Medicare Supplement premiums, Mutual Of Omaha High-Deductible Plan G is a great choice. With a one-time annual deductible of $2,700, you can get comprehensive coverage at an incredibly lower cost - all while maintaining the same features and benefits as traditional Plan G.

Monthly Plan Cost: $40

*Prices based off of a 65 year old non smoking female in zip code 68516 Nebraska.

Best Full Coverage

Cigna Medicare Supplement Plan F

  • Cigna's Plan F covers coinsurances, Part A deductible and the Part B deductible too. With this plan, you'll have the most comprehensive Medigap plan benefits available. To qualify, individuals must already be enrolled in Original Medicare before January 1st 2020.

Monthly Plan Cost: $133

*Prices based off of a 65 year old non smoking female in zip code 68516 Nebraska.

Find Plans in Your Area
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

What's the Best Medicare Supplement Company in Nebraska?

Based on our review of several key factors, Aetna is the best Medicare Supplement company in Nebraska.

While Aetna Medigap plans tend to be more affordable in Nebraska, it's not the only factor when selecting the best Medicare Supplement company. For example, depending on your plan letter of choice, one provider might offer Plan N at a lower cost but may be pricier for Plan G; every insurer has its own set of advantages and drawbacks depending on their levels of coverage.

For this reason, Aetna remains our top selection during the review process due to its affordability, expansive range of plan choices, household premium discounts, and high customer satisfaction rates.

This chart compares different Medicare Supplement companies to Aetna that are also available in Nebraska, including sample premiums, ratings, and market share:

Cigna

Market share: 2.24%

Plan G cost: $116

Plan N cost: $80

Financial strength: A

Mutual of Omaha

Market share: 17.22%

Plan G cost: $117

Plan N cost: $84

Financial strength: A+

Aetna

Market share: 7.98%

Plan G cost: $116

Plan N cost: $82

Financial strength: A

For illustrative purposes only: The premiums listed are for a 65-year-old female, non-smoker from a local zip code. Many insurance companies offer household discounts - eligibility for premium discounts can be determined when enrolling in a plan. The AM Best rating determines the financial rating of each carrier. No warranties or guarantees of any kind have been expressed.

How Much Does a Medigap Plan Cost in Nebraska?

The best price for Medicare Supplement Plan G in Nebraska is $116 per month with Aetna.

Your age and plan choice will have the most significant impact on your premium.

Here you can see how the prices compare for several different plans:

Medigap Plan

Plan F

Plan G

Plan N

High Deductible G

Plan A

Monthly Cost

$133

$116

$80

$40

$110

Plan Popularity in Nebraska

60%

45%

25%

15%

8%

Quotes are for sample purposes only. Prices are the average monthly rate in Nebraska for a 65-year-old female nonsmoker. Part B start date and or medical underwriting may affect your rate.

When Can I Apply for a Medicare Supplement Plan?

Beneficiaries in Nebraska should enroll during their Medigap Open Enrollment Period. This is a six-month period that only occurs one time and cannot be repeated. The Open Enrollment Period starts the first month that a beneficiary is at least 65 years old and enrolled in Medicare Part B. During this time, Medicare companies cannot charge higher prices or deny anybody who applies. This is called having guaranteed issue rights. Beneficiaries are not required to answer questions regarding their current or pre-existing health conditions, and those with medical issues will receive the same rates as healthier applicants if they apply within these six months.

Special Enrollment Periods

There are a few other instances where beneficiaries may have guaranteed rights such as losing group coverage, moving out of a plan's service area, or your insurance provider going out of business. If you fall into one of these categories, you may be eligible for a Special Enrollment Period.

Outside of the OEP

Beneficiaries can apply for Medigap insurance outside the open enrollment period, but the insurer will then have the right to deny coverage or increase rates due to medical history.

If You are Under 65

If you are under 65, you may not be able to sign up for a Medigap plan unless you have a qualifying disability or ESRD (end-stage renal disease). Several states are required to sell at least one Medigap to beneficiaries under 65 with a disability. If you live in one of these states, your six-month Open Enrollment Period begins when your Part B coverage starts.

Ready to Learn More?

We help educate Medicare beneficiaries on their Medigap options and help them go through the process of reviewing and comparing plans. We work with some of the nation's top-rated Medigap carriers. So give us a call today, or request a quote online to learn more about Aetna Medicare Supplement plan G and Mutual of Omaha Medicare Supplement plan G in your state.

FAQ

Generally, these plans range in cost from $80 to $145 per month, depending on factors like personal information, the provider, and the plan selected. In Nebraska, Medicare Supplement plans are available from various insurance providers at varying prices.

Cigna, Mutual of Omaha, and Aetna are some of Nebraska's most popular choices for Medicare supplemental insurance. All three of these companies offer a variety of plans with comprehensive coverage.

It offers comprehensive coverage for a relatively low cost, usually $116 to $175 monthly. Plan G is one of the most popular Medicare supplement plans in Nebraska.

The best time to change Medigap plans is within your open enrollment period or when you qualify for guaranteed issue rights. During these times, you are protected from medical underwriting. You may be charged more or denied coverage outside these scenarios based on your health history.

Yes, you can be denied coverage for a Medigap Plan or charged a higher premium based on health history if you apply outside of your open enrollment period(OEP) or do not qualify for guaranteed issue rights due to other circumstances.

Matt Kiggins
Matt Kiggins
Senior Editor
SimpleAdvisor.com

For over 15 years, Matt Kiggins has been the senior editor at Simple Advisor, giving detailed advice on Medicare, life insurance, and dental coverage to thousands of clients in more than forty states. His demonstrated expertise in assisting people with their health plan selection is remarkable — it’s evident that he stands out among competitors as the go-to source for knowledge and support.

Matt holds a resident 2–15 Florida Health & Life (Including Annuities & Variable Contracts) Agent License in Florida, his state license number is P116762 (Issued 10/1/2007).

Read Full Bio
Matt Kiggins
Matt Kiggins
Senior Editor
SimpleAdvisor.com
Insurance Licenses & Lines of Authority

Matt Kiggins is the producer appointed to oversee the content written on SimpleAdvisor.com.

Every agent representing PG holds a state-issued producer license for the states they serve.

Below is a list of Matt's active state license numbers:

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Idaho

Illinois

Indiana

Iowa

Kentucky

Louisiana

Maine

Maryland

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

North Carolina

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Vermont

Virginia

West Virginia

Wisconsin

Wyoming

755279

3001965232

9559070

9559070

0H72252

519936

9559070

3001965305

P116762

3072590

932489

9559070

3799890

9559070

911784

709135

PRN419941

3001965303

9559070

40593901

10859393

3001965230

100159294

9559070

3191612

9559070

N1623228

9559070

9559070

1439768

100254887

9559070

790297

3001965331

9559070

40642669

2331396

1585860

3001965244

822139

9559070

9559070

322182

Please note that the average quotes provided are for demonstration purposes only. Your actual premiums will be determined based on several factors, such as your health conditions, age, location, tobacco status, gender, and insurance provider.

Need Help?

Call to speak with a licensed insurance agent now.

(888) 414-4547

Or enter your zip code to shop online

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Get Quote