Best Medicare Supplement Plans in West Virginia

There are twelve Medicare Supplement plans in West Virginia to choose from. Medicare Supplement plans help cover expenses that Original Medicare doesn't cover.

• Of the twelve plan choices, Mutual of Omaha offers the best Medicare Supplement Plan G rates in West Virginia, coming in at $113 per month for the most comprehensive coverage.‍
• Mutual of Omaha also offers the best Medicare Supplement Plan N which is a great value plan with a monthly rate of $82 per month.
• And for those that want the lowest monthly cost, we found Mutual of Omaha offers the best High Deductible Plan G rates in West Virginia, with a monthly rate of $43 per month. You must pay a $2,700 annual deductible before the plan starts covering costs.

Below are highlighted features and benefits of each plan.

What's the Best Medicare Supplement Company in West Virginia?

Based on our review of several key factors, Mutual of Omaha is the best Medicare Supplement company in West Virginia.

While Mutual of Omaha Medigap plans tend to be more affordable in West Virginia, it's not the only factor when selecting the best Medicare Supplement company. For example, depending on your plan letter of choice, one provider might offer Plan N at a lower cost but may be pricier for Plan G; every insurer has its own set of advantages and drawbacks depending on their levels of coverage.

For this reason, Mutual of Omaha remains our top selection during the review process due to its affordability, expansive range of plan choices, household premium discounts, and high customer satisfaction rates.

This chart compares different Medicare Supplement companies to Mutual of Omaha that are also available in West Virginia, including sample premiums, ratings, and market share:

How Much Does Medicare Supplement Insurance Cost in West Virginia?

The best price for Medicare Supplement Plan G in West Virginia is $113 per month with Mutual of Omaha.

Pricing for Medicare Supplement plans is based on various personal factors, including age, gender, and tobacco usage. Zip code is also a factor in rates, and the Medicare Part B enrollment date may impact the plan options available to a beneficiary.

Here you can see how the prices compare for several different plans:

When Can I Apply for a Medicare Supplement Plan?

Each beneficiary has a unique Medigap Open Enrollment Period with valuable guaranteed issue rights. This period occurs once in a lifetime and ensures that beneficiaries have access to the plan of their choice at the lowest rates available in their zip code.

The Medicare insurance company cannot raise rates due to a current health condition or pre-existing conditions as long as beneficiaries apply during their open enrollment period. In addition, medical underwriting isn't allowed, so beneficiaries with chronic health conditions can get the same rates as healthier applicants.

This period starts the month a beneficiary is at least 65 years old and enrolled in Medicare Part B. Applying outside of this period will allow the insurer to set rates using medical underwriting, and they have the right to deny coverage entirely. In addition, some beneficiaries may qualify for special enrollment periods with guaranteed issue rights after their open enrollment periods have passed.

Working with a licensed insurance agent familiar with Social Security and the Medicare program is the best way for beneficiaries to select the best insurance policy for their individual needs.

Ready to Learn More?

We help educate Medicare beneficiaries on their Medigap options and help them go through the process of reviewing and comparing plans. We work with some of the nation's top-rated Medigap carriers. So give us a call today, or request a quote online to learn more about Aetna Medicare Supplement plan G and Mutual of Omaha Medicare Supplement plan G in your state.